Making A Living Without Having A Job – Is It Possible To Do This?

The idea of working from home is not a new one. In fact, I have met people who have been working from home since the 1970s. Some people describe this as making money without having a job, since much of what they are doing to earn a living is not from home at all. Whatever you call this, if your passion is to make a living without having a job know that this can be accomplished if you are willing to help others using the skills you already have or will work to attain.

While I was growing up I started a number of businesses with friends, including raising hamsters and gerbils for the local pet store and mowing lawns and babysitting in my neighborhood. this was the very beginning stage of my wanting to be an entrepreneur.

I also liked to write poetry and short stories, but in those days there was no way to turn that into a business. Today you would be able to publish your own writing on Amazon or Kindle and create a recurring income stream.

Take a look at what you love to do and the skills you have. What could you do that would fulfill your create spirit while also bringing in some money? A true entrepreneur is able to get creative and find a way to earn money based on passion, interests, and experience.

I have a friend who loves to arrange parties and events. This started out as a fun way to spend her time, but when her birthday parties, wedding, and other events turned out so well she decided to hang out her shingle as an event planner. Now she gets paid for what she loves to do, and other people’s lives are enriched in the process. Providing services for others is an excellent way to get started online.

Know that you can achieve any goal you set your mind to, so make the decision to use your natural skills and talents to start a business you can run from home, or from wherever you happen to be. You may also wish to learn how to do things that others will pay money for you to do for them. It might be on the Internet, or right in your own backyard. Also, remember that something you start out for fun on a part-time basis has the ability to grow into a million dollar business. Keep your eye on your goal and keep moving forward to achieve it.

Make Money Without Money – Deliver Groceries While Taking Money to the Bank

If you have a car and are looking for a way to make money without money, then a grocery delivery business might be right up your alley. People’s lives are getting so busy these days they don’t have time to do everything they need to get done in a week. Spending time cruising through the grocery store and waiting in a long line at the checkout is the last thing they want to do after a busy week. There are also a large number of senior citizens and people that are handicapped who would sincerely benefit from your delivery services.

There is quite a bit of preparatory work involved in getting this type of business up and running but none of it costs any money. The first thing you are going to need to do is get in touch with your local grocery stores, many of them offer an online ordering service but would be more than happy to work with an independent delivery person.

For those stores that do not offer this service you will need to take the time to draw up an order form of your own that lists what they carry and the prices they sell it for. This can be a major chore as prices tend to change frequently; fortunately most stores now offer online ordering.

You can set a program up on your computer to keep track of orders that you have taken, who they are for and when they want them delivered. You should make sure you have a good quality answering machine or voicemail box so that people can leave their orders with you or tell that they have placed their orders at the store.

You will need to decide how far you are willing to deliver if you live in a larger area and the hours that you will deliver in. You should take into account not only travel time but the amount of time it will take you to do the actual shopping if necessary, although pre-orders should be bagged and ready to go. You need to decide how you are going to ask your customers to pay for the groceries and whether you want them to prepay for them or pay for them at delivery.

You will also need to decide how you are going to charge for this service, you can charge per delivery or a percentage of the grocery bill, the most common is the flat fee charge since the customer will always know what they are going to pay for your services.

Getting started is fairly simple you need to talk to all your local grocery stores and let them know what you are planning to do, ask them to let you place fliers on their bulletin boards and even at the cash registers for customers to take home. Canvas your neighborhood and leave fliers at all the homes, check in at your local senior centers and talk to people there and leave fliers at community centers and Laundromats.

Remember the more you spread the word about your new business the better the chances of success for your new venture are. This is definitely a great way to make money with a new business when you really do not have any money to start with.

Economic Stimulus Package – Why It’s Never Been a Better Time to Start a Business Without Money

The Economic Stimulus Package has opened a window of opportunity for budding entrepreneurs desiring to start a business without money from loans. In fact, it has never been a better time to start a business than NOW, for anyone seriously considering self-employment. Why? Well, to fully understand the answer to this question, let’s take a look at how the American Recovery & Reinvestment Act could impact your family. 

Tax Breaks: Payroll tax credits to the tune of $400 for singles and $800 for married couples, provide working Americans with more money in their weekly paycheck. Low income families also benefit from an increased child tax credit and earned income credit. College students are also reaping the benefits of the economic stimulus package, with an expanded tax credit benefit of $2,500 for tuition and related expenses.
Unemployment Benefits: The jobless get a leg up, with increased weekly benefit checks and a plan for suspending taxation on those same benefits.
First-time Home Buyer Incentives: Uncle Sam is dishing out an $8,000 tax credit for home purchases made through December 1st, as an incentive to stimulate the slumped housing market.

Auto Sales Tax Deduction: Car buyers get a boost by having the added advantage of deducting the sales tax paid on any vehicle purchase, from their taxable income.
Energy Efficiency Savings: Weatherizing your home can save you big bucks.  The new stimulus package provides for $4.3 billion in energy efficiency tax credits. Homeowners are entitled to 30% of the cost of home improvements (such as window replacements, doors or upgrades to heating and air systems) that increase energy efficiency, with a cap of $1,500.
So why is it such a good time to start a business without money from bank loans and outside investors — and how can you get started? All road signs indicate that the time is ripe now.  Here are 3 tips to help you get started on the road to success.
#1: Take Advantage of Increased Take Home Pay
The economic stimulus package is putting more money in your pocket. With increased payroll tax breaks, the government is hoping that you will spend more – in order to stimulate the economy. Don’t do it! The misuse or credit is the root cause of inflation. That’s the core problem that has put the nation into recession.
#2: Cut, Spend Less, Save More
Ruthlessly cut your current spending habits by eliminating all unnecessary expenses from your budget. Don’t allow the tax breaks to entice you to spend more. Create a financial plan and spend less by consolidating all expenses. Save more by getting rid of any unnecessary expenses, and put that money aside in a savings and investment fund — no matter how small the amount.
#3: Bootstrap, Bootstrap, Bootstrap!
Now that you have more money in your paycheck and a plan for reducing and consolidating your monthly outgoings, you’re on the brink of success. The final leg is to investigate bootstrap financing. Learning how to start a business without money from bank loans or borrowing, can only be achieved with a proven bootstrap financing system. This final step is essential to your long term business success.

The economic stimulus package has many incentives for budding entrepreneurs. Take advantage of these incentives by putting a plan in place to start your own business. There has never been a better time to benefit from the “gaping hole” left in the marketplace from weakened competition, due to corporate downsizing and cutbacks.
Start your business TODAY – even if you have very little money, poor credit or don’t own a home. Find free sources of business start up funding and turn your dreams into a success story.
To learn more, request your free copy of “The Bootstrapper’s Business Start-Up Planner”, by visiting my website.
©2009 Kimberly Kelly – All Rights Reserved Worldwide.
Permission to reprint this article is granted strictly on the condition that it be reprinted in its entirety, with all live links and author bio in tact.