A Rich Life – With Or Without Money

Have you ever looked at people who seem to be less fortunate than you, and they seem to be happier than those who have more? At the same time, have you ever looked at people who seem to have everything, yet they look miserable and unhappy? This is because you don’t have to have money to be rich. You can have a rich life with or without money.

3 Ways You Can Have a Rich Life With or Without Money

There are many ways you can have a rich life with or without money. What many people don’t realize is that it is not the money you have or the possessions you have that give you a rich life. A person who lives paycheck to paycheck, can have a richer life than someone who has millions of dollars.

Anyone can live richly with or without money if they have love and family. I don’t have a lot of money, like many people today, but I do have love. I have my husband and 3 of the most beautiful children in the world. Everyday they come home from school and rush to give me hugs like they haven’t seen me in a week and want to tell me about their day. That is something that money can’t buy and something a lot of people don’t have. And to watch my husband making brownies with our 3 years old little girl, and getting more brownie mix on the counter and floor than in the bowl, and powdered sugar on their faces than on top of the brownies are moments and memories that make my life rich.

For those whose lives are not rich through family, they can also have a rich life with or without money through their job. Although their job may not be very glamorous or be high paying, it is a job they truly love. They love what they are doing because they have great people to work with and are making a difference in people’s lives. A rich life through a job isn’t as common, because a lot of people want to just make as much money as they can and will usually want more, even if it means a job they don’t like as well. But if you love your work, and feel you make a difference and help people, you may have a rich life and just not realize it.

For others, living richly with or without money comes from their giving hearts. Whether it’s volunteering at a hospital, reading to the elderly, or delivering food for the Meals on Wheels program, their lives are rich by helping others who really need it. There are so many opportunities to volunteer at, and is an incredible way to have a rich life with or without money. To be giving of your time not only enriches your life, but can also enrich the lives of people around you, and those you help.

Many have been confused on having a rich life with or without money, because so much revolves around money, and having a rich life is different, and often times even more rewarding, than just being rich.

Make Money Without Money – Deliver Groceries While Taking Money to the Bank

If you have a car and are looking for a way to make money without money, then a grocery delivery business might be right up your alley. People’s lives are getting so busy these days they don’t have time to do everything they need to get done in a week. Spending time cruising through the grocery store and waiting in a long line at the checkout is the last thing they want to do after a busy week. There are also a large number of senior citizens and people that are handicapped who would sincerely benefit from your delivery services.

There is quite a bit of preparatory work involved in getting this type of business up and running but none of it costs any money. The first thing you are going to need to do is get in touch with your local grocery stores, many of them offer an online ordering service but would be more than happy to work with an independent delivery person.

For those stores that do not offer this service you will need to take the time to draw up an order form of your own that lists what they carry and the prices they sell it for. This can be a major chore as prices tend to change frequently; fortunately most stores now offer online ordering.

You can set a program up on your computer to keep track of orders that you have taken, who they are for and when they want them delivered. You should make sure you have a good quality answering machine or voicemail box so that people can leave their orders with you or tell that they have placed their orders at the store.

You will need to decide how far you are willing to deliver if you live in a larger area and the hours that you will deliver in. You should take into account not only travel time but the amount of time it will take you to do the actual shopping if necessary, although pre-orders should be bagged and ready to go. You need to decide how you are going to ask your customers to pay for the groceries and whether you want them to prepay for them or pay for them at delivery.

You will also need to decide how you are going to charge for this service, you can charge per delivery or a percentage of the grocery bill, the most common is the flat fee charge since the customer will always know what they are going to pay for your services.

Getting started is fairly simple you need to talk to all your local grocery stores and let them know what you are planning to do, ask them to let you place fliers on their bulletin boards and even at the cash registers for customers to take home. Canvas your neighborhood and leave fliers at all the homes, check in at your local senior centers and talk to people there and leave fliers at community centers and Laundromats.

Remember the more you spread the word about your new business the better the chances of success for your new venture are. This is definitely a great way to make money with a new business when you really do not have any money to start with.

How Get Rich Without Money

The key to becoming rich without money is real estate. No other investment allows you so much leverage and possible wealth as real estate.

After learning the techniques I am about to show you you will never need a job again. This information will give you complete freedom to make money and do what you want with your time.

Getting property without money is done using two financing sources.

1. Banks – Most investors go through conventional banks to get their mortgages. After the crash in real estate prices no bank is lending 100% loans however there are two legal ways around this.

A. The first option is to get the bank to finance from 70-90% of the loan on a first mortgage while getting the seller of the home to finance the remaining 30-10% on a second mortgage. This works very well unless your bank will not allow it then you will have to resort to plan b.

B. You buy a property for below market value which is not hard in the current market. You then have the property appraised at the higher value. The bank can then loan 70-90% of the appraised value which will give you 100% of the sales price.

2. Owner-financing – The easiest way to get 100% financing is through the seller of the property. However two things will need to happen. The seller must not live there and the seller must not need the money right away since you will be making monthly payments directly to him.

In conclusion, getting property with no money is relatively easy and can be done by anybody that is determined and persistent. In very short order you can become rich without the use of money