Make Money Without Money – Deliver Groceries While Taking Money to the Bank

If you have a car and are looking for a way to make money without money, then a grocery delivery business might be right up your alley. People’s lives are getting so busy these days they don’t have time to do everything they need to get done in a week. Spending time cruising through the grocery store and waiting in a long line at the checkout is the last thing they want to do after a busy week. There are also a large number of senior citizens and people that are handicapped who would sincerely benefit from your delivery services.

There is quite a bit of preparatory work involved in getting this type of business up and running but none of it costs any money. The first thing you are going to need to do is get in touch with your local grocery stores, many of them offer an online ordering service but would be more than happy to work with an independent delivery person.

For those stores that do not offer this service you will need to take the time to draw up an order form of your own that lists what they carry and the prices they sell it for. This can be a major chore as prices tend to change frequently; fortunately most stores now offer online ordering.

You can set a program up on your computer to keep track of orders that you have taken, who they are for and when they want them delivered. You should make sure you have a good quality answering machine or voicemail box so that people can leave their orders with you or tell that they have placed their orders at the store.

You will need to decide how far you are willing to deliver if you live in a larger area and the hours that you will deliver in. You should take into account not only travel time but the amount of time it will take you to do the actual shopping if necessary, although pre-orders should be bagged and ready to go. You need to decide how you are going to ask your customers to pay for the groceries and whether you want them to prepay for them or pay for them at delivery.

You will also need to decide how you are going to charge for this service, you can charge per delivery or a percentage of the grocery bill, the most common is the flat fee charge since the customer will always know what they are going to pay for your services.

Getting started is fairly simple you need to talk to all your local grocery stores and let them know what you are planning to do, ask them to let you place fliers on their bulletin boards and even at the cash registers for customers to take home. Canvas your neighborhood and leave fliers at all the homes, check in at your local senior centers and talk to people there and leave fliers at community centers and Laundromats.

Remember the more you spread the word about your new business the better the chances of success for your new venture are. This is definitely a great way to make money with a new business when you really do not have any money to start with.

Learning To Live Without

America is unique in the world as a nation with a culture of super consumerism. I sometimes can’t believe the lengths people will go through to get what they want. The savings rate in the US is laughable. Compared to other countries, the US boasts one of the lowest savings rates in the world. This combined with the fact that debt and credit are out of control is a recipe for disaster.

The next decade will be one of tremendous change, not out of willingness but out of necessity. Americans can no longer be reckless spenders and macro economic fundamentals will force them to change. At some point you have to ask yourself why you need two large flat screen HDTV’s, a laptop, desktop computer and tablet, an Acura and the largest house you can afford on your salary. In addition, the pressure to maintain this lifestyle can cause tremendous stress which can affect your health and even shorten your life. Why do people find it necessary to look like everybody else and have what they have? We’re teaching our children that owning 2 or 3 iPods because they want different colors to match their outfits is OK. Young women grow up and want expensive engagement rings, expensive weddings and are terrified if their date uses a coupon at a fancy restaurant because it’s seen as a sign of being cheap and not being able to provide for her. This is insanity! Being rich and financially free isn’t about having more or better stuff than another person, it’s about not having to worry about personal finances. Living a life of competition with others over salary, cars, houses and things will not get you there but will instead lead you down the path of debt and depression. Instead, learn to live without. This doesn’t mean not having any of these things but it does require you to be smart with your money. Buy a Chevy or Ford instead of a luxury car. Buy a smaller house and leave some room in your budget for piece of mind. Own one computer and find a way to share it with others. Use coupons and buy items on sale or used. Contrary to the marketing we see everyday; happiness is not a result of what you own.

In the next decade two types of Americans will emerge. One will spend the rest of their life trying to dig out of a hole and barely scrape by, probably never retiring. The other will have savings, own assets (gold, real estate, antiques) and buy lots of stuff on discount from people in the first group. Which group will you be part of? The choice to change is up to you and only you can change yourself but for those that become part of the second group, the future is bright and the path to financial freedom a reality.

Make Money Without Money – Pet Sitting, a Little Love Brings Big Returns

With tough economic times, more and more people are searching for ways to make extra money without any money upfront, if you love pets then pet sitting is an option you might want to consider. We live in a highly mobile society and whether for business or pleasure, people on the average travel a fair amount. It is often difficult to take your pets with you especially if you are flying or taking a cruise, so this leaves the pet owner with the difficult task of what to do with their beloved dog, cat, or bird. Kennels can be very expensive and often can be quite traumatic for the pet; they can even make them sick.

That is where pet sitting comes in, as a pet sitter you will either come to your client’s home, or you will bring their pet to your home depending on your client’s preference. You will feed, water, exercise and love their pet while they are gone. You may also need to provide grooming, and if the pet is ill, or elderly you might be asked to give them medications as well.

To start this business all you will need is time and a lot of love, your clients will supply the rest. As time goes on pet sitters normally will get bonded, so that owners feel comfortable allowing them access to their homes. You might also consider obtaining certifications in pet sitting and animal first aid.

You will want to print up some paper work on your computer for your new business, a contract, a pet information sheet, and a daily log. The pet information sheet will list all the dogs’ vital information including age, any medical conditions, allergies, and most importantly the name and phone number of their vet. A daily log will be for you to fill out while the pet owner is away, this will allow them to see what time you have spent with their pet, and what you did with them while the owner was away.

Once you have all your preparations in place, then it is time to advertise your pet business, start with flyers and business cards as these can be designed on your computer and printed out for no extra money, provided you have the paper and ink. Once you have completed a few jobs consider taking out an ad in your local newspaper.

Pet sitting services are very popular these days and depending on what is available in your area, you may find that soon you are booked up solid for months, and need to hire more people. Suddenly the business you started without money is bringing in more money than you could possibly have imagined.